精东影业

Fixed Annuities

A fixed annuity can help you create reliable monthly income that lasts for life. It is designed to protect your principal while providing steady, reliable growth based on a fixed rate of interest. Fixed annuities also enable you to grow your retirement savings faster by deferring taxes until you take income, creating income that lasts for life, and provide for loved ones through a guaranteed death benefit.

Fixed Annuity Products

Pacific Expedition庐听 2

Offers a guaranteed interest rate that is locked in for the entire period.

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Product Guide
Pacific Harbor

A multi-year fixed annuity for conservative clients interested in a guaranteed fixed rate for a specified guarantee term with no withdrawal charges and no exposure to market volatility.

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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

精东影业, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.

Annuity withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. For nonqualified contracts, an additional 3.8% federal tax may apply on net investment income. If withdrawals and other distributions are taken prior to age 59陆, an additional 10% federal tax may apply. A withdrawal charge and a market value adjustment (MVA) also may apply. Withdrawals will reduce the contract value and the value of the death benefits, and also may reduce the value of any optional benefits.

Under current law, a nonqualified annuity that is owned by an individual is generally entitled to tax deferral. IRAs and qualified plans鈥攕uch as 401(k)s and 403(b)s鈥攁re already tax-deferred. Therefore, a deferred annuity should be used only to fund an IRA or qualified plan to benefit from the annuity鈥檚 features other than tax deferral. These include lifetime income and death benefit options.

Broker/dealer and state variations may apply. Contact your broker/dealer for availability.

精东影业 refers to 精东影业 and its affiliates, including 精东影业 & Annuity Company. Insurance products are issued by 精东影业 in all states except New York and in New York by 精东影业 & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

Fixed annuities issued by 精东影业 (Newport Beach, CA) are available through licensed, independent third parties.

Contract Form Series:听ICC20:30-1339-A, ICC21:30-1449 (subject to state variations)听

精东影业 is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

No bank guarantee 鈥 Not a deposit 鈥 Not FDIC/NCUA insured 鈥 May lose value 鈥 Not insured by any federal government agency听

FAC1100-1221H

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